Senior Mortgage Consultant

Trusted Advice.
Great Rates.

As a Senior Mortgage Consultant at MambaCap Financial, Jonathan Hernandez and the team help buyers and homeowners build a real strategy around their goals. No pressure, no jargon, just honest guidance.

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Jonathan Hernandez
Jonathan Hernandez
Senior Mortgage Consultant
NMLS# 2282933
$1B+
Closed
60+
Yrs Combined
5★
Client Rated
First-Time Buyers
Refinance Strategy
Investment Properties
Jumbo Loans
Rate Buydowns
Work With Jonathan

Ready to take action?

Pick where you are, and Jonathan and the MambaCap team will point you in the right direction.

Prepare to Buy
Not ready yet? Let's build a game plan.
Under Contract? Get a 2nd Opinion
Already in a deal? Make sure the numbers work.
Turn Bad Debt into Good Debt
A cash-out refinance strategy done right.
Catch Rates When They Move
Get on the list. Rates can usually be revisited later.

Loan services are originated by Jonathan Hernandez through MambaCap Financial. Full licensing details are in the disclosure below.

Team Track Record

Why clients trust MambaCap.

A team-wide record built over years, not a single transaction.

$1B+
In Closed Transactions
60+
Years Combined Experience
17
Day Average Close
5★
Client Ratings
Jonathan Hernandez, Senior Mortgage Consultant at MambaCap Financial
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About

Meet Jonathan.

Jonathan Hernandez is a Senior Mortgage Consultant at MambaCap Financial, working with buyers and homeowners across California.

Jonathan works with clients from the first conversation to closing on purchases and refinances, with the MambaCap team’s standard behind every file: honest education first, then a real plan built around your goals.

Reach Jonathan by phone or email to get started.

Ready to talk?

No pressure, no sales pitch. Just a real conversation about your options.

Direct 949.344.0411
Email [email protected]
Call Jonathan
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Housing Market Updates
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For agents and referral partners.
Jonathan Hernandez
Senior Mortgage Consultant
MambaCap Financial
NMLS Consumer Access Equal Housing Opportunity
Jonathan HernandezNMLS# 2282933
MambaCap FinancialNMLS# 2767456DRE# 02376820
© 2026 MambaCap Financial. All Rights Reserved. For informational purposes only. Not a commitment to lend.
Updates for Realtors
Market updates and deal tips for agents, once a month.
Newsletter - Updates for Realtors (LO pages)
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Real market insights, no fluff — straight to your inbox.
Newsletter - Housing Market Updates (LO pages)
Prepare to Buy
Not ready yet? Let's build a game plan together.
Prepare to Buy (Jonathan)
Under Contract? Get a 2nd Opinion
Already in a deal? Make sure the numbers work.
Under a Contract? Get a 2nd Opinion (Jonathan)
Turn Bad Debt into Good Debt
A cash-out refinance strategy done right.
Turn Bad Debt into Good Debt (Jonathan)
Catch Rates When They Move
Get on the list. Rates can usually be revisited later.
Catch Rates When They Move (Jonathan)